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21.
To 19 |
| 2014-08-20 16:18 |
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可想而知, 哩坛怪胎一旦搞左出黎, 又系一单无尽孽缘嘅续集, 总之正苦嘅 party, 系唔会咁易 over 嘅. 越扶越贫委员会 开 会 讨 论 退 休 保 障 研 究 报 告 。 蔡 海 伟 又 表 示 ， 希 望 市 民 能 看 到 全 民 养 老 金 的 重 要 性 ， 因 不 是 有 很 多 雇 员 能 够 储 蓄 足 够 钱 应 付 退 休 生 活 。
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22.
To 16/F |
| 2014-08-20 16:44 |
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Heal the headache first. No other ways. The CE cannot guarantee his term of office can be extended.
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先要搞清楚政府的立场， 政府责任系要帮助市民解决居住问题， 而唔系为市民解决住得好，住得舒适或住得豪华呢个问题。现今社会最大的声音系上唔到车， 而唔系换唔到楼， 咁叫府如何取舍 ？ 或有人认为只要让现时住紧细楼的市民有机会换楼，再将细楼放售， 从而可增加细楼供应 。但就如9楼所说，一个1200尺的大单位可建造3个400尺的细单位，这就是将一碗大碗粥分成三小碗可让三个僧人吃的道理。条数唔系咁计咩 ？
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24.
Alan Pepper |
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| 2014-08-20 16:59 |
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3D is like a water dam. Normally water (money) will flow in a river without obstruction, water will flow as it rains (hot money) and drought (liquwhen there isn't.
However, if the dam (3D) is set too high, without a flexible way to release the water (money) flow. Water will then accumulate to capacity, new water (money) cannot come in and will flow all over the place and damage the crops around them (people who actually need the water to live). The only way to solve this problem is to either build a bigger dam to increase capacity (find more land for people to buy), or release some water to stop flooding (lower some 3D to release some money to invest elsewhere) so it will not hurt the crops anymore.
If this is a good analogy, the government should lower the 3D so that some supplies will flow back into the system. Today the cost of releasing a property is much higher than retaining it. This is the problem.
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25.
Alan Pepper |
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| 2014-08-20 17:00 |
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3D is like a water dam. Normally water (money) will flow in a river without obstruction, water will flow as it rains (hot money) and drought (liquwhen there isn't.
However, if the dam (3D) is set too high, without a flexible way to release the water (money) flow. Water will then accumulate to capacity, new water (money) cannot come in and will flow all over the place and damage the crops around them (people who actually need the water to live). The only way to solve this problem is to either build a bigger dam to increase capacity (find more land for people to buy), or release some water to stop flooding (lower some 3D to release some money to invest elsewhere) so it will not hurt the crops anymore.
If this is a good analogy, the government should lower the 3D so that some supplies will flow back into the system. Today the cost of releasing a property is much higher than retaining it. This is the problem.
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26.
蜕变中嘅懒人 |
| 2014-08-20 17:14 |
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TO 23楼 顺民兄 其实兄台都明白，想上车嘅人除咗希望有稳定居所，仲有希望自住物业可以升值嘅祁望，现在好明显上车盘俾辣招锁住，懒人想卖都围唔到数，供应少再加上投资者狂抢，价急升租金水涨船高，无公屋无能力买楼嘅草根阶层系租金牺牲品，等唔到供应大增嗰日，现在死顶上到车嗰班到时变负资产，因为上车盘太多令中、上价楼反变成罕有，聪明投资者眼明手快转身，上车客鱼贯成负资产，所以现在应该系时候着手利诱、应该系话换楼者蚀少啲，将现成上车盘释放出市场回归正常，成功嘅就唔使起咁多上车盘令楼宇种类失衡，造成他日好似抢上车盘咁抢大单位，呢种情况以前有过，应该唔难想象。
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27.
Alan Pepper |
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| 2014-08-20 17:18 |
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SSD is like a dam with regulates water in 3 steps. The first dam is set at a high lever (20% in first year) then if that overflows it will go to a 2nd, lower dam (10% second year) and third dam until it reaches the other end of the river. This at least will release some water while not overflowing and damage the crops. But the other 2D has almost permanently stopped the flow of properties.
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28.
Alan Pepper |
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| 2014-08-20 17:28 |
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to 26.
Good point. Maybe the government should consider lowering the 3D for properties from 600sq ft. to 1000 sq. ft. Or 600 sq. ft. and up, or some sort of adjustment to the system to promote people with small flats to upgrade their homes? Obviously this is not well thought out, but brother and sisters here may give some input on this? What are the consequences of this for example.
The reason is, people who complain about property prices are too high are first time buyers. If we can satisfy the first time buyers then maybe the society will have more harmony?
If this happens, the ideal situation is people who own and live in a 500 sq. ft. flat will consider moving up to a 700 sq. ft. releasing the smaller flat for first time buyers.
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懒人兄 ，在此处的人大都焦点於楼市及经济问题， 但梁政府则著重如何能实现大批供应达到人人可买楼做业主的目的， 两者是截然不同的， 或可说是大家都不同路。在下是站在梁政府的立场来思考， 意图去测摸他的心意， 以达到知己知彼， 你也不妨可一试。返屋企， 倾住咁多先。
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30.
蜕变中嘅懒人 |
| 2014-08-20 18:10 |
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懒人睇新闻话全民退休障计划若实施，满65岁嘅路人甲每个月有$3000蚊袋，懒人啱啱够quali攞，开心到极，点知睇埋话要加税，咁咪即系喺我个左袋抆张红底，俾番张$50蚊入我个右袋，蒲也麽！
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31.
蜕变中嘅懒人 |
| 2014-08-20 18:25 |
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TO 29楼 顺民兄 兄台从CY角度谂，CY只要人人可买楼做业主，无疑系达到咗私利嘅政治目的，但完全妄顾民生系好离谱，做负资产业主系一种残酷折磨，轻则信心尽失、重则家散人亡，97悪梦岂能淡忘，懒人系从整个楼市环境去谂，不过自私劣根性系有嘅，利己利人应该唔会俾人闹黑心挂。
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32.
大宝二宝 |
| 2014-08-20 18:47 |
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回23 顺民兄
我认为政府嘅责任只系要令到人人有屋住， 而吾系令到个个市民拥有自住楼。 依家似乎本末倒置， 既然要满足上车客要求打压楼价， 难保第日呢D上车者为求改善居住环境要求住大D住舒适D， 咁你正苦系咪要满足埋呢D要求？ 要知人性系贪得无厌。 咁到时吾够大单位换楼点搅？ 呢D都系民生现实问题。都系要解决㗎。
共勉之， 哈哈！
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33.
E_kam |
| 2014-08-20 19:16 |
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回32 要满足中下价楼上车需求起居屋就ok. 无需要出3D.
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34.
To 30 |
| 2014-08-20 19:19 |
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懒人兄明察!
以前教育电视讲故事, 有一对女人争个 bb, 真假不能辨, 法官话, 咁不如斩开佢两份, 一人拎一半返屋企, 亲生母当然宁愿送俾人都唔愿生劏个 b, 至於恶毒妇人咯禾, 当然系不吃白不吃, 损人利己不利己之事做尽, 即管斩之哉, 真假由是分.
他日两老若然袋番三几千, 而子女提出相应俾少啲家用, 两老也是无可无不可, 反正也是左袋入右袋, 乜野人一直努力搞哩啲混水摸鱼大餐呢? 咪就系果啲厠身於社福系统渔利自肥嘅人罗.
唔知而家啲教育电视仲有冇咁有教育性呢?
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35.
To 32 |
| 2014-08-20 19:21 |
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要人人有屋住, 但人人都嫌租贵买又贵, 要个人空间又唔要牺牲个人享受, 同父母住又哩样果样, 爱民如此嘅特衰正苦, 唔知理得边样. 父母有层供满左嘅, 按番出黎帮个唔够秤嘅细路上左车, 但父母都近退休过喎, 系咪个细路帮父母供埋? 他日一个浪 cum 埋黎, 个细路如何供两间?
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36.
大宝二宝 |
| 2014-08-20 19:34 |
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回35
到时咪卖走两老物业， 再申请特快上公屋罗。 唔系讲笑㗎。
共勉之， 哈哈！
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37.
蜕变中嘅懒人 |
| 2014-08-20 19:44 |
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TO 36楼 大宝二宝兄 兄台讲波咁劲，真系有道理，识走位至有糊食，啱嘅啱嘅。 共走之，哈哈。
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38.
To 36 |
| 2014-08-20 19:52 |
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大二宝哥, 哩个 risk factor 同 contingency plan, 响向父母集资时, 肯定冇 disclose 过, 父母之於子女, 真系用心良苦矣.
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39.
大宝二宝 |
| 2014-08-20 20:12 |
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回37 懒人兄
懒兄吾好取笑小弟喇。 懒兄嘅精灵多计， 小弟都不及拾份一。
共勉之， 哈哈！
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我尝试以发展商的角度，去睇点解佢哋会去起D火柴盒。
自政府推出三烂蕉之后，除了首置上车客不受影响外，打击系全面的，咁挑通眼眉嘅拒哋，是否要有应变计划？ 首先因为客路大幅收窄，由其系中大型单位，好难唛个好价，仲要代客交印花税，所以开发商会尽量拖延建屋进度自保。 第二因为唔知市场，如何解读那些烂招，因此佢哋会在投地方面倾向保守，做足风险控制正路到卑。 第三那些大型项目，因为要做好多唔等使的工程，落成日期好多时多人两年，风险大咗、银码唔细，咁当然保守D 啦，而呢D大棵席，一起手就过仟个单位，要是全部起晒某一类型单位，要是市场口味逆转，真的卖到气咳，真系蚀入肉都似，条数唔知点算。
CY 你做得初一，咁那些大型发展商，还会帮你政府搏老命去买地、换地、投她起楼，以德报怨？
你政府狂推限X地，焗开发商去起火柴盒，还有一个问题！ 现在当2手市场有10个一房，5个两房，5个三房及2个四房。 呢班业主其实好多人都希望更上一层楼，而市场上仲有2个买家想上车，但发展商又只能起得两间屋。 咁如果你系政府，你会点批D土地？？？ 唔好话仲系一房玩我呀！！ 至於D地点来，其实揸喺大孖沙上的农地土储，仲多过你政府呀，但望见你正苦班官，意图或企图限发展商，只做上车客生意，咁佢哋喺班友未瞓醒前，就去补地价，咪同班友儍埋一份？
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