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不滿林鄭也切勿「裸移」
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不滿林鄭也切勿「裸移」

 

何熊輝

2019年7月13日
  這一段日子香港很不安靜,示威遊行不斷,敏感的港人也不得不再思考移民的問題,89年當年,不少人因不安的政治事件決定移民,因對前景極感不安,不少人賣清物業,移民美加,在當地置業安居,若干年後事件平息,準備回港發展,結果發現樓價飛升,再難在香港置業安居。
  今日全城怨憤未平,不少人心灰意冷自然又生移民衝動,移民講座又坐無虚席,不過移民尚可,但切勿沽清物業,作全裸移民,留有物業,為自己及家人多留一條後路,以免移民不適導致它日回歸無路。
  香港樓市奇蹟不斷,物業多揸幾年,隨時有機又倍升,移民它國,開展新生活開支不少,就算奮國鬥多年,也難如香港般賺錢容易,因此静極思變,又思回歸的人不少。
  筆者認識不少這老一輩的移民,他們不少仍能美港或加港兩邊輪替居住,皆因早年移民時留有自住物業不沽,多年後的今日發現,物業升值數以倍計,反觀美加兩地,稅重及工作機會始終不及香港,結果在加的移民常開玩笑說,"加拿大艱難大”。
  今日的移民可能改去台灣、日本或歐洲,不過無論去那國,在港物業盡量也不可沽清,最初落户它國,也未必需要即時置業,待多留一段時間後,才決定是否在當地置業也未遲。
  多年前的澳門,也曾因黑工問題,導致社會動盪不安,但該地隨即年年派錢,大量興建公營房屋,改善醫療制度,結果多年來再沒有大型反政府示威。反觀、香港空有盈餘不作為,房屋及醫療問題林鄭不用心搞好,反而去搞觸動人心的政治活動,最終導致今日人人受苦的亂局。
不滿林鄭也切勿「裸移」
1. 風之鳥
2019-07-13 16:56
當前全球經濟陰晴不定,中美貿易戰前景未卜,誰也不知道美國總統特朗普何時再次反枱,加劇金融及經濟動盪。在這樣的大氣候下,香港經濟今年已明顯放緩,首季GDP增長只有百分之零點五,是十年來最差的一季;當中投資固然增長欠奉,零售銷售則自二月開始連跌四個月。六月份爆發反逃犯修例的大型抗爭,令部分來港旅客裹足,一些示威熱點的店舖被迫關門,零售業市道雪上加霜。經濟走下坡,移民它國自然人數急增,
2. Tom Boy
2019-07-13 17:04
不少專業人士,買入有移民權利的歐洲小國物業,萬一解放軍入城,他們豪不猶豫立即出走。
3. 出走台灣
2019-07-13 18:41
今年26歲的陳筱瑜在香港做過咖啡師、補習老師、皮革手作師,曾參加過「雨傘運動」的她對BBC中文說,雨傘運動之後,她一直在思考以後生活的樣貌,「在香港好像沒有看到可以做什麼。要是去打工,十年二十年後可能買房子也沒有辦法。但在台灣如果我努力工作到十年,就可以買一個可以住的房子……在香港好像都沒有辦法長久的生活,在台灣舒服一點,比較可以生活。」
4. 老夫子
2019-07-13 22:29
就是你 們班地產吸 血鬼,大陸狗將香港樓炒高,將租金 炒高,商店變成只 為自由行人仕而設,嚴重影響 香港人生活,香港政府 從沒有反思,一直要年青人為一個小單位貢獻一世的人工來供養,一世為奴為婢,連豬肉都搞到天價,民生搞到一團屎,你班地產吸血鬼還叫人不要沽貨,是否怕自己的利益受損?
5. Y
2019-07-13 23:59
樓上對極了,但甚麽價錢一層樓,甚麽價錢一斤豬肉才合理呢?又如何能做到呢?
6.
2019-07-14 07:15
林鄭傲氣太強,行政會議施政側重權貴,重點放錯,跟社會脫節,掌握唔到民情同民之所需,搞到妖魔化警隊,施政廢廢廢,重要既野要講三次。

一班平庸既人應該要有自知之明,學咩人選特首,入行政會議,香港已俾呢班人浪費左好多年
7. 小魚
2019-07-14 07:49
10年前,阿昌從一間公司手上購入一層港島區物業,首嚐做業主滋味
,買樓簽約時竟然沒有看清楚賣方公司的鋼印蓋章(即以鋼印在紙張壓出凹凸圖案),犯下嚴重錯誤。 

原來,這間公司有多間姊妹公司,負責人與阿文簽約時,不小心用了其他公司鋼印蓋章,而且擠壓力度不足,印章較淺,連律師樓也走漏眼,簽署合約同意為「妥善業權」(Good title),並完成交易,阿昌多年以來一直也不察覺。 

十年後阿昌層樓當然累積了不少升幅,心癢癢打算換樓,同時亦覓得買家,出價剛好是成本價1倍,利潤約600萬元,成交在即之際,買方律師樓發現了這個歷史遺留的低級錯誤,由於懼怕業權出問題,決定「踢契」取消交易。 
有樓賣吾到,真系好惨。
8. 威哥
2019-07-14 08:48
沈x師,年初叫人一股不留,現在28000點,又叫人賣哂D樓。
照佢甘做,你就食蕉。
9. 毒劉
2019-07-14 09:40
建制葉劉最支持修例送中,現在出了事,就叫林鄭不要歸縮,叫佢落區聽民意,其實甘米送林鄭中,佢落區隨時大騷動。
當年葉劉推23條失敗,佢敗走美國,龜缩三年。
今日佢就叫林鄭出來受杷,其心好毒。
10. Bloomberg
2019-07-14 09:57

Hong Kong Turmoil Has Millionaires Eyeing Other Wealth Havens

Chanyaporn Chanjaroen

Private bankers are being flooded with inquiries from investors in Hong Kong who are worried about the long-term effects of the political crisis in the Chinese city.

While the Hong Kong government has shelved the controversial law that sparked the latest round of unrest -- one that would have allowed criminal suspects to be transferred to the mainland for trial -- a new tier of wealthy investors are setting up ways to move their money out of the former British colony more quickly, bankers and wealth managers said.

A major Asian wealth manager said it has received a large flow of new money in Singapore from Hong Kong over recent weeks, requesting not to be identified due to the sensitivity of the issue.

One Hong Kong private banker said the majority of the new queries he receives aren’t coming from the super-rich, most of whom already have alternative destinations for their money, but from individuals with assets in the $10 million to $20 million range.

Coming Change

The extradition fight reinforced concerns among Hong Kong investors and democracy advocates alike that the Beijing-backed government is eroding the legal wall separating the local judicial system from the mainland’s. The proposal was the latest of several such incidents, including the disappearance of financier Xiao Jianhua, who was abducted from Hong Kong by Chinese agents in 2017 and hasn’t resurfaced since.

“Even for those who think the protests will blow over, will die down, their conversations have become: change is coming, how are we planning?” said Clifford Ng, a managing partner at the Zhong Lun Law Firm in Hong Kong who specializes in advising rich clients on cross-border transactions and investments.

Protesters shine lights from their mobile phones during a rally in Hong Kong on June 16.

Photographer: Justin Chin/Bloomberg

The recent demonstrations are the latest trigger in a long process of Chinese money flowing to Singapore, London, New York and other centers outside Beijing’s reach. Singapore’s $2.4 trillion asset management industry has been one of the main beneficiaries because of advantages such as political stability, language and rapid air connections with China.

More Rich Chinese Forgo Hong Kong, Invest in Singapore Instead

With the accelerating investor interest in Singapore, the Monetary Authority of Singapore asked the country’s financial institutions not to deprecate Hong Kong publicly because of the demonstrations, according to people familiar with the matter. The MAS wants to avoid the perception that Singapore is benefiting from Hong Kong’s misfortunes, they said.

Client inquiries were running at about four times the usual levels after the protests started, and hundreds of leaflets explaining the process for booking assets in other jurisdictions were snapped up quickly by relationship managers, said the Hong-Kong based chief executive officer for Asia at another private bank. He said the level of interest reduced after the initial panic as people realized they have time to shift their assets if needed.

Ravi Menon

Photographer: Wei Leng Tay/Bloomberg

Like other wealth managers in Hong Kong, the CEO said his clients aren’t yet moving much money, but are setting up channels to shift funds quickly if the situation deteriorates.

“It’s a no-cost hedge for them,” said Ng the lawyer, adding that the level of interest hasn’t changed since Hong Kong shelved its proposed extradition law.

MAS Managing Director Ravi Menon said last month that discussions with financial institutions had shown “no signs of significant shift of business, of funds” at the time.

Quick Transfer

The Hong Kong private banker said his clients’ biggest concern is whether it’s safe to keep their money in the city in the long term, and many are seeking the reassurance of having another bank account overseas to make it easier to move their wealth.

The topic of Hong Kong’s civil unrest and the potential for wealth to flee the city is so politically charged that most private-bank executives interviewed for this story would only speak on condition of anonymity.

Setting up an offshore account generally takes longer than before the financial crisis due to know-your-customer procedures and stricter rules to deter money laundering. While an existing client with a stable job might open one within three weeks, for customers with complex company holdings or connections it could take six months, the Hong Kong private banker said.

Hong Kong remains by far the most popular destination for mainland wealth due to its proximity, ease of opening a bank account and language issues. A Shanghai-based relationship manager at Jupai Holdings Ltd., one of China’s largest private wealth managers, said the city is still the first destination for over 90% of his clients.

For those planning long term, the Hong Kong demonstrations have focused attention on 2047, Ng said, referring to the year when China’s legal commitment to maintain the “one country, two systems” setup expires.

The unrest in the Chinese territory is likely to have other repercussions too. Family offices, an increasingly popular way to manage the wealth of Asia’s super rich, are more likely to choose Singapore over Hong Kong as their base following the political disturbances in the territory, according to David Chong, chairman of Labuan, Malaysia-based Portcullis Group, an independent trust company that provides advice to family offices and high-net-worth individuals.

Chong said he’s aware of family offices that manage at least $200 million of assets under management which are now looking to locate in Singapore rather than Hong Kong because of the demonstrations.

“Hong Kong has shot itself in the foot,” said Chong, a Malaysian who has permanent residency in both Hong Kong and Singapore. “Can you imagine Singapore allowing this?”

— With assistance by Jun Luo, and Zhen Hao Toh


11. Stephen Wong
2019-07-14 10:05
移民是自己的選擇,自己負責.唔好搵咁多藉口.拜託你走就好啦!你搵到桃花源,恭喜,積下口德,唔好唱衰香港.香港是我家.
12. 向泛民说不
2019-07-14 11:19
4樓,林鄭已經被你地200萬暴徒打到入加急病房。你以為林鄭仲可以點。林鄭要搞明日大嶼,都玩完了,你仲可以點。

你地班暴徒真係垃圾。
13. 老夫子
2019-07-14 12:19
什麼是暴徒?不就是被 你地班建制舉手機器,中央扯線公仔,逼出來的,完完全全將中央利益凌架在港人身上,靠這班民建聯治港早就死得了!
14. 自我陶醉
2019-07-14 14:26
13樓,

等我答你,用暴力攻擊商舖,意圖傷害執法人員嘅就一定係暴徒。

15. 向泛民说不
2019-07-14 17:10
13楼,你最爱的殖民地时代,d议员全部都系举手机器啦。甘点解要做恋殖奴。
16. 回13樓
2019-07-14 17:37
林鄭已經被你地200萬暴徒打到入加急病房。你以為林鄭仲可以點。

其實林鄭除了'台,亦可自我解決
佢今日甘多謝湯家華,葉劉,民建聯李慧諒,仲有何君堯等
17. 自醉一刀叻一世
2019-07-14 19:38
60年代香港暴亂,好多有錢佬賤賣香港物業走佬,80年代中英談判,2003沙士,2008金融海嘯,亦不少叻仔看淡離場。2016又信會爆,吾買。去年底又話貿戰,世界末日,又吾買。結果又升。
結果笑到最後的都是接了貨的儍仔,叻仔自醉,一刀咪就糸尼D叻仔。
香港嘅樓最怕就是你不夠叻。祝自醉一刀一世叻仔。

18. 向引刀‧土著‧自醉‧浪子說不
2019-07-14 21:32

14樓自醉SAN今次真係正義上身咁有雷氣低贊,我都認為好多遊行人士超出「反送中」示威抗議表達訴求範圍。一句到尾,邊個犯法拉邊個,咪以為冇手尾跟!

19. 細樓暴搶
2019-07-15 07:32
有「龍床盤」之稱的屯門菁雋以逾1.3萬票,挾《一手住宅物業銷售條例》(下稱一手新例)後單幢盤票王之勢,昨天(14日)進行次輪銷售共344伙,最終亦不負眾望,即日售出339伙,銷情達98.5%,變現逾10億元;當中屬一手新例後細絕全港,實用面積僅128方呎的「龍床單位」,開售僅2小時即告沽清,前港姐冠軍麥明詩昨日亦現身售樓處,市傳與家人大手購入3伙,為樓盤增添星味。
20. 向黃屍說不
2019-07-15 09:13
至少2047之前, 香港樓價一定向好
把握機會搵多最後30年錢
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