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21. To 19
2014-08-20 16:18

可想而知, 哩壇怪胎一旦搞左出黎, 又係一單無盡孽緣嘅續集, 總之正苦嘅 party, 係唔會咁易 over 嘅.

越扶越貧委員會 開 會 討 論 退 休 保 障 研 究 報 告 。

蔡 海 偉 又 表 示 , 希 望 市 民 能 看 到 全 民 養 老 金 的 重 要 性 , 因 不 是 有 很 多 僱 員 能 夠 儲 蓄 足 夠 錢 應 付 退 休 生 活 。

22. To 16/F
2014-08-20 16:44
Heal the headache first. No other ways. The CE cannot guarantee his term of office can be extended.
23. 順民
2014-08-20 16:44

先要搞清楚政府的立場﹐ 政府責任係要幫助市民解決居住問題﹐ 而唔係為市民解決住得好﹐住得舒適或住得豪華呢個問題。現今社會最大的聲音係上唔到車﹐ 而唔係換唔到樓﹐ 咁叫府如何取捨  ﹖ 或有人認為只要讓現時住緊細樓的市民有機會換樓﹐再將細樓放售﹐ 從而可增加細樓供應 。但就如9樓所說﹐一個1200呎的大單位可建造3個400呎的細單位﹐這就是將一碗大碗粥分成三小碗可讓三個僧人吃的道理。條數唔係咁計咩 ﹖

24. Alan Pepper
2014-08-20 16:59
3D is like a water dam. Normally water (money) will flow in a river without obstruction, water will flow as it rains (hot money) and drought (liquwhen there isn't.

However, if the dam (3D) is set too high, without a flexible way to release the water (money) flow. Water will then accumulate to capacity, new water (money) cannot come in and will flow all over the place and damage the crops around them (people who actually need the water to live). The only way to solve this problem is to either build a bigger dam to increase capacity (find more land for people to buy), or release some water to stop flooding (lower some 3D to release some money to invest elsewhere) so it will not hurt the crops anymore.

If this is a good analogy, the government should lower the 3D so that some supplies will flow back into the system. Today the cost of releasing a property is much higher than retaining it. This is the problem.
25. Alan Pepper
2014-08-20 17:00
3D is like a water dam. Normally water (money) will flow in a river without obstruction, water will flow as it rains (hot money) and drought (liquwhen there isn't.

However, if the dam (3D) is set too high, without a flexible way to release the water (money) flow. Water will then accumulate to capacity, new water (money) cannot come in and will flow all over the place and damage the crops around them (people who actually need the water to live). The only way to solve this problem is to either build a bigger dam to increase capacity (find more land for people to buy), or release some water to stop flooding (lower some 3D to release some money to invest elsewhere) so it will not hurt the crops anymore.

If this is a good analogy, the government should lower the 3D so that some supplies will flow back into the system. Today the cost of releasing a property is much higher than retaining it. This is the problem.
26. 蜕变中嘅懒人
2014-08-20 17:14
TO 23樓 顺民兄
其實兄台都明白,想上車嘅人除咗希望有穩定居所,仲有希望自住物業可以升值嘅祁望,現在好明顯上車盤俾辣招鎖住,懶人想賣都圍唔到數,供應少再加上投資者狂搶,價急升租金水漲船高,無公屋無能力買樓嘅草根階層係租金犧牲品,等唔到供應大增嗰日,現在死頂上到車嗰班到時变負資產,因為上車盤太多令中、上價樓反變成罕有,聰明投資者眼明手快轉身,上車客魚貫成負資產,所以現在應該係時候着手利誘、應該係話換樓者蝕少啲,將現成上車盤釋放出市場回歸正常,成功嘅就唔使起咁多上車盤令樓宇種類失衡,造成他日好似搶上車盤咁搶大單位,呢種情況以前有過,應該唔難想象。
27. Alan Pepper
2014-08-20 17:18
SSD is like a dam with regulates water in 3 steps. The first dam is set at a high lever (20% in first year) then if that overflows it will go to a 2nd, lower dam (10% second year) and third dam until it reaches the other end of the river. This at least will release some water while not overflowing and damage the crops. But the other 2D has almost permanently stopped the flow of properties. 
28. Alan Pepper
2014-08-20 17:28
to 26.

Good point. Maybe the government should consider lowering the 3D for properties from 600sq ft. to 1000 sq. ft. Or 600 sq. ft. and up, or some sort of adjustment to the system to promote people with small flats to upgrade their homes? Obviously this is not well thought out, but brother and sisters here may give some input on this? What are the consequences of this for example. 

The reason is, people who complain about property prices are too high are first time buyers. If we can satisfy the first time buyers then maybe the society will have more harmony? 

If this happens, the ideal situation is people who own and live in a 500 sq. ft. flat will consider moving up to a 700 sq. ft. releasing the smaller flat for first time buyers. 

29. 順民
2014-08-20 18:04
懶人兄 ﹐在此處的人大都焦點於樓市及經濟問題﹐ 但梁政府則著重如何能實現大批供應達到人人可買樓做業主的目的﹐ 兩者是截然不同的﹐ 或可說是大家都不同路。在下是站在梁政府的立場來思考﹐ 意圖去測摸他的心意﹐ 以達到知己知彼﹐ 你也不妨可一試。返屋企﹐ 傾住咁多先。
30. 蜕变中嘅懒人
2014-08-20 18:10
懶人睇新聞話全民退休障計劃若實施,滿65歲嘅路人甲每個月有$3000蚊袋,懶人啱啱夠quali攞,開心到極,點知睇埋話要加税,咁咪即係喺我個左袋抆張紅底,俾番張$50蚊入我個右袋,蒲也麽!
31. 蜕变中嘅懒人
2014-08-20 18:25
TO 29樓 順民兄
兄台從CY角度諗,CY只要人人可買樓做業主,無疑係達到咗私利嘅政治目的,但完全妄顧民生係好離譜,做負資產業主係一種殘酷折磨,輕則信心盡失、重則家散人亡,97悪夢豈能淡忘,懶人係從整個樓市環境去諗,不過自私劣根性係有嘅,利己利人應該唔會俾人鬧黑心掛。
32. 大寶二寶
2014-08-20 18:47
回23 順民兄

我認為政府嘅責任只係要令到人人有屋住, 而吾係令到個個市民擁有自住楼。 依家似乎本末倒置, 既然要滿足上車客要求打壓楼價, 難保第日呢D上車者為求改善居住環境要求住大D住舒適D, 咁你正苦係咪要滿足埋呢D要求? 要知人性係貪得無厭。 咁到時吾夠大单位换楼点攪? 呢D都係民生現實問題。都係要解決㗎。

共勉之, 哈哈!
33. E_kam
2014-08-20 19:16
回32
要滿足中下價樓上車需求起居屋就ok. 無需要出3D. 
34. To 30
2014-08-20 19:19
懶人兄明察!
以前教育電視講故事, 有一對女人爭個 bb, 真假不能辨, 法官話, 咁不如斬開佢兩份, 一人拎一半返屋企, 親生母當然寧願送俾人都唔願生劏個 b, 至於惡毒婦人咯禾, 當然係不吃白不吃, 損人利己不利己之事做盡, 即管斬之哉, 真假由是分.
他日兩老若然袋番三幾千, 而子女提出相應俾少啲家用, 兩老也是無可無不可, 反正也是左袋入右袋, 乜野人一直努力搞哩啲混水摸魚大餐呢? 咪就係果啲厠身於社福系統漁利自肥嘅人囉.
唔知而家啲教育電視仲有冇咁有教育性呢?
35. To 32
2014-08-20 19:21
要人人有屋住, 但人人都嫌租貴買又貴, 要個人空間又唔要犧牲個人享受, 同父母住又哩樣果樣, 愛民如此嘅特衰正苦, 唔知理得邊樣. 父母有層供滿左嘅, 按番出黎幫個唔夠秤嘅細路上左車, 但父母都近退休過喎, 係咪個細路幫父母供埋? 他日一個浪 cum 埋黎, 個細路如何供兩間?
36. 大寶二寶
2014-08-20 19:34
回35

到時咪賣走兩老物业, 再申請特快上公屋囉。 唔係講笑㗎。

共勉之, 哈哈!
37. 蜕变中嘅懒人
2014-08-20 19:44
TO 36樓 大寶二寶兄
兄台講波咁勁,真係有道理,識走位至有糊食,啱嘅啱嘅。
共走之,哈哈。
38. To 36
2014-08-20 19:52
大二寶哥, 哩個 risk factor 同 contingency plan, 響向父母集資時, 肯定冇 disclose 過, 父母之於子女, 真係用心良苦矣. 
39. 大寶二寶
2014-08-20 20:12
回37 懶人兄

懶兄吾好取笑小弟喇。 懶兄嘅精靈多計, 小弟都不及拾份一。

共勉之, 哈哈!
40. 亮劍
2014-08-20 20:23
我嘗試以發展商的角度,去睇点解佢哋会去起D火柴盒。

自政府推出三爛蕉之後,除了首置上車客不受影響外,打擊係全面的,咁挑通眼眉嘅拒哋,是否要有應變計劃?
首先因為客路大幅收窄,由其係中大型单位,好難嘜个好價,仲要代客交印花稅,所以開發商会盡量拖延建屋進度自保。
第二因為唔知市場,如何解讀那些爛招,因此佢哋会在投地方面傾向保守,做足風險控制正路到卑。
第三那些大型項目,因為要做好多唔等使的工程,落成日期好多時多人兩年,風險大咗、銀碼唔细,咁当然保守D 啦,而呢D大棵蓆,一起手就过仟个单位,要是全部起晒某一類型单位,要是市場口味逆轉,真的賣到氣咳,真係蚀入肉都似,條数唔知点算。

CY 你做得初一,咁那些大型發展商,还會幫你政府搏老命去買地、换地、投她起楼,以德報怨?

你政府狂推限X地,焗開發商去起火柴盒,还有一個問題!
现在當2手市場有10个一房,5个兩房,5个三房及2个四房。
呢班业主其實好多人都希望更上一層樓,而市場上仲有2个買家想上車,但發展商又只能起得兩間屋。
咁如果你係政府,你会点批D土地???
唔好話仲係一房玩我呀!!
至於D地点來,其實揸喺大孖沙上的農地土儲,仲多过你政府呀,但望見你正苦班官,意圖或企圖限發展商,只做上車客生意,咁佢哋喺班友未瞓醒前,就去補地價,咪同班友儍埋一份?
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